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Heath Insurance Open Enrollment Nov 1-Dec 15

What You Need to Know

Post Date:11/13/2017

2018 marks the five year anniversary of the Health Insurance Marketplace. Also known as the “marketplace” or “exchange,” the Health Insurance Marketplace is a service that helps people shop for and enroll in affordable health insurance.

This year’s Open Enrollment period, or the time during which people can enroll in a health insurance plan through the Marketplace, runs from November 1, 2017, to December 15, 2017. Outside the Open Enrollment Period, people can only enroll in a health insurance plan if they qualify for a Special Enrollment Period through certain life events such as getting married, having a baby, or losing other health coverage.

Financial help with premiums and cost-sharing (help with out-of-pocket costs like co-pays and deductibles) are still available to consumers this year.

Because the time period to sign up for a health plan through the Marketplace is limited, it is important that all those eligible for health insurance through the Marketplace know about enrollment and the resources available to them. All consumers, new and renewing, should return to the Health Insurance Marketplace (www.healthcare.gov) during Open Enrollment to explore their options and enroll in health coverage.

There are also a number of national and local resources to help people find the right plan for them and/or their families on the Marketplace:

National:

  • Glossary of Terms: A glossary of terms is available at www.healthcare.gov/glossary, and is useful to better understand available coverage.
  • Get Covered America: Provides, free, in-person assistance to help people understand their options and enroll in coverage. Dial 1-855-733-3711 or visit www.getcoveredamerica.com/connector.

Local:

  • Legal Aid NC Navigators: Legal Aid NC has a network of navigators across the state, including Chatham County. People needing helping navigating the Marketplace and selecting the appropriate plan for them can seek help by calling 1-855-733-3711 (toll-free) or using the Get Covered Connector at this link (www.legalaidnc.org/get-help/Pages/get-affordable-health-insurance.aspx) to schedule a free, local, in-person navigator appointment!
  • Piedmont Health: Piedmont Health Services in Siler City and Moncure both have navigators on-site to help people needing support navigating the Marketplace. To learn more call: Moncure Community Health Center: 919-542-4991 or Siler City Community Health Center: 919-663-1744.